Posted: May 22, 2024

Have you recently been involved in a car accident? If so, you know that navigating the aftermath can be overwhelming, especially when it comes to dealing with insurance companies.

This blog walks you through the dos and don'ts of handling car accident lawsuits and communicating effectively with insurance providers.


Here’s a breakdown of what you need to do while dealing with insurance companies.

Do Consider Seeking Medical Attention

Your health should be your top priority. Even if you don't feel hurt right after the accident, it's important to consider seeing a doctor quickly. Some injuries, like spinal cord injuries, might not show up right away, and having proof of your injuries is very important if you need to make a legal claim.

Do Document Everything

Take lots of notes about the accident, including where it happened, names and numbers of people who saw it, and any letters or emails you get from insurance companies. Take pictures of the scene and the damage to your vehicle as well.

Do Notify Your Insurance Company

Call your insurance company right away to tell them about the accident. Tell them exactly what happened, and be honest. However, steer clear of admitting fault or making any statements that someone could use against you later.

Do Consult with an Attorney

If you're not sure what to do or if you have questions about your rights, it's best to talk to a lawyer who has extensive experience dealing with car accidents. A good lawyer can help you understand what to do and make sure you're treated fairly.


Refrain from the following while dealing with insurance companies.

Don't Accept a Quick Settlement

Insurance companies might try to give you money quickly to settle the case quickly and avoid paying more later. Often, these first offers don't give you enough to cover everything you've lost. Before you say yes to any offer, talk to a lawyer. 

Don't Sign Anything Without Legal Advice

Before signing any documents or agreements from insurance companies, review them carefully with your attorney. Signing without understanding the implications could harm your case.

Don't Delay Filing a Lawsuit

In most states, there is a statute of limitations for filing a car accident lawsuit. Delaying legal action too much could lead to the dismissal of your case.

Don't Communicate Directly with the At-Fault Party's Insurance Company

The people from the insurance company might try to make your claim seem smaller or say it's your fault. It's better to let your lawyer talk to them instead.

Call to Determine If You Have a Legal Claim Today

Call Kline & Specter at (215) 772-1000 to discuss your unique situation and find out if you have a valid legal claim. Our attorneys have secured numerous multi-million dollar settlements and verdicts for people injured in car accidents.

Remember, our consultations are free and confidential. Kline & Specter helps people with cases in Pennsylvania, New Jersey, Delaware, and New York. If your case is in another state, we'll work with lawyers there to help you.